COX, Adrian

ISBN 978-1-923088-71-9
PAPERBACK

The Cydarions

A group of dedicated warriors, called the Cydarions, fight for you and your way of life. Using their faith and the Calling to guide their way through a series of adventures to face off with the ultimate evil.

Lucifer’s offspring wreak havoc on interplanetary worlds causing chaos and mayhem. Their unsuspecting citizens fall prey to evil ways, bringing the downfall of society as they know it.

Our heroes step through a portal, from the safety of their hidden citadel on El’ Azar, into unknown places filled with mystery and danger. As they traverse these lands, they learn more about each other and their new surroundings, relying on their training and wits to stay alive.

Will they all survive?

This new breed of devil is getting smarter and the Cydarions are out manoeuvred, with disastrous consequences.

The whole dynamic of the group is affected and they need to adapt.

The mere survival of our worlds depends upon these unknown fighters for justice and peace.

They don’t ask for recognition or payment; they simply ask for faith.

Adrian Cox self-published author

About the Author

Adrian Cox is a British-Australian author who seeks adventure and enjoys learning about different cultures. He lives with an elderly cat and his partner. They both like long walks in the countryside, where inspiration can be found wherever he wanders. Being influenced by his surroundings and current affairs, Adrian is often seen writing down new ideas.

In his spare time, he can be found at his local bar expanding his creativity. He is also an avid Star Wars fan and collector. 

BRADING, Roger CS

ISBN 978-1-923156-78-4
PAPERBACK

ISBN 978-1-923156-76-0
HARDCOVER

Why Me

Dealing with grief

This book tells the true story of how the author used his Christian Faith to reassure and guide him through the time of his deepest grief following the premature death of his wife and mother of their six children.

This yellow Hibiscus represents Doris’ favourite colour. I picked a fresh flower each day, to put at her bedside in the vase shown in the picture. On one occasion, when wondering if there were flowers in Heaven, I looked up to see the sky filled with flowers. This must have been the answer!

ATKINSON, Alan

ISBN 978-1-923156-54-8
PAPERBACK

ISBN 978-1-923088-84-9
EBOOK

The Trials of Billy Freeman

Of all the Australian states, South Australia has most loudly perpetuated the historic myth that it was convict-free. But although it was not a destination for transportees, convicts and ex-convicts arrived in their thousands and helped build the new province. One of those was Billy Freeman.

This is the true tale of a child convict who, after suffering the horrors of gaols and prison hulks, arrived alone in New South Wales aged just 13. Having laboured to gain his freedom, he then undertook an arduous cattle drive to South Australia with pioneer explorer Charles Sturt, and lived a hard farming life – confronting fire, economic depression and family tragedy – in the Adelaide Hills. All the while, Billy lived in the shadow of official discrimination, and he continued to have brushes with the law, even facing gaol again, with his wife Sarah, in middle age.

Based on official records, the notes of family members and published histories, Billy’s story is that of an unsung pioneer battler. It’s a tale of determination and toughness, from a brutal childhood to making a new life in an often harsh environment.

“The difficulties of many of the settlement years should not be forgotten. From start to finish, Billy Freeman’s story is an important contribution.”

Dennis Chesser
Freeman Relative

Why I wrote the book… watch the video

Alan Atkinson author the Trails of Billy Freemen published by Green Hill Publishing

About the Author

Alan Atkinson is a freelance author and editor based in Adelaide. A former journalist, he worked extensively in print media in Australia and overseas before joining the ABC. He won several awards for his investigative work and was named SA Journalist of the Year in 2004. He won a Walkley commendation and praise for Three Weeks in Bali, his eyewitness account of the 2002 Bali bombings. The Trials of Billy Freeman is his second book.

Alan Atkinson will be speaking…

Fleurieu Genealogy Society at 2.30 on Sat September 21, Uniting Church Hall, William Road, Christies Beach

ABC Radio Adelaide

O’NEILL, Jeanne

ISBN 978-1-923088-12-2
PAPERBACK

My Grandmother’s House

My Grandmother’s House is the perfect gift for children seeking unforgettable moments with their beloved grandparents! Delight in the joyous experiences of spending quality time together, as the story beautifully captures the special bond between grandparents and their grandchildren. As active participants in the children’s upbringing, these wise and loving elders impart invaluable life lessons that shape a lifetime of happiness.

Through captivating storytelling and vibrant illustrations, My Grandmother’s House celebrates the endless love and warmth shared between generations, making it a must-read for every child eager to explore the wonders of family and the magic of grandparental love.

About the Author

Born to a family of 10 children, lived in country towns in Queensland.

My father made roads and my mother bore children, and collected every common to rare antiques.

Our large Queenslander was her shop where we grew up and around her collection!

Created @RT 7 Hills College of Art, Brisbane. Read books doing a B.A. @ Uni of Qld. Practiced teaching in the Darling Downs of Toowoomba.

Teaching now in public schools for over 30yrs, practicing artist, painter, drawing, illustrating, printmaking, ceramics, collage.

ORFORD, David, Peter Rowe & Jim Hennington

ISBN 978-1-923088-73-3
PAPERBACK

Retirement Income for Life

Solving the longevity equation

A guide for financial planners

It’s a brand-new world of retirement planning in Australia and this ground-breaking book supports financial planners to empower their clients to manage longevity risk with a lifetime income strategy that seamlessly blends the best of new and traditional retirement products. Written by an elite team of experienced actuaries, superannuation and retirement experts this book introduces a new breed of retirement income streams to help provide Australians with the long-term security they need.

*All the information and calculations are current at the time of writing.

David Orford self-published author

About the Authors

David Orford

David has enjoyed a long career in financial services as an actuary to 4 life insurers, 12 friendly societies and several superannuation funds. He was also the founder of Financial Synergy, which grew to become Australia’s leading provider of superannuation administration software before being acquired by IRESS in 2016. Throughout his career, David has worked towards his personal mission to help Australians lead a comfortable retirement and now devotes his time to researching and creating innovative retirement solutions and directing The Orford Foundation. David has made several submissions focussed on the provision of retirement incomes to financial systems inquiries and strongly believes “The objective for our country should be to provide every citizen in their retirement with an income stream which lasts for the rest of their life.”

Peter Rowe self-published author

Peter Rowe

Peter has spent over 30 years in senior management roles in the superannuation industry, covering a wide range of functions, including administration, finance, investments, members services, IT and Systems. He has had extensive experience with both defined benefit and accumulation plans that included lifetime pensions and account-based pensions as well as a variety of other income products. Peter’s experiences advising retirees, and deep knowledge of the financial services market supports his current passion to increase the use of the new range of lifetime retirement income streams to benefit all Australians.

Jim Hennington self-published author

Jim Hennington

Jim Hennington is an actuary who has spent 30 years working in superannuation, financial planning and retirement software both in the UK and Australia. With over 10 years’ experience as a director of licenced advice firms, Jim has built a strong track record applying actuarial thinking to the personal planning space. A thought leader and financial services innovator, Jim specialises in retirement incomes and advice technology, and was part of the team driving the design and modelling tools to launch Optimum Pensions products to superannuation funds, financial planners and retirees. Jim works tirelessly to educate financial planners and others about longevity risk. He is skilled in unpacking wordy and complex legislation, and he has written landmark papers for Actuaries Institute of Australia, dealing with how to fairly project retirees’ income, expenses etc into the future.

Testimonials

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“Compared to many professions, financial advice as it is becoming, is relatively new. Founded by a combination of broking, accounting, insurance, and legal, combined with a world class superannuation system, the proposition of the adviser continues to evolve, moving from ‘below the line’ (money, products, investments etc) to ‘above the line’ (advice and strategy to help people make smart decisions about money) – or, as I say, from product to people, and from money to meaning.

As our population ages and accrues wealth, conversations shift from accumulation of assets to the focus on retirement planning and the strategic advice provided to prospective retirees. People are living longer, which means that their retirement savings may well need to last longer. Retiring with confidence is important.

As the industry evolves and the profession emerges, visionaries and leaders find solutions out of problems and black spots. Until recently, financial advisers have had to deal with the deck of cards they have. Concerned about fixed term or lifelong annuities, advisers have tended to focus on retirement solutions on account-based pensions (ABPs). The issue with traditional solutions has been loss of capital due to premature death (in the case of annuities), or expiring well after your money does (in the case of an accountbased pension).

Well, retirement planning in Australia has entered a new world with a number of lifetime income options. Efficient and effective investment-linked and Group Self Annuitised (or GSA) lifetime annuities have only become available after legislation has made it possible to invest superannuation money into these products in 2017.

These new products offer “longevity insurance” like guaranteed life annuities, but without locking in low investment returns, and allow the same investment choices as superannuation members have enjoyed through ABPs. By intergenerationally transferring the balances of members who pass away to survivors, they allow the survivors to enjoy a much higher standard of living at a lower risk of running out.

I believe the advice proposition of the future is moving to adviser, coach, educator, mentor, project manager. Combining strategies to increase income, decrease expenses, reduce taxation liabilities, protect assets, ensure security in any catastrophe – in order to achieve all that’s important to them and to live their best possible life… People want to live their best, with confidence. They want to live rich, not to die rich.

I commend the work of David, Peter, Jim and their team in the vision and leadership they have shown to painstakingly drive this necessary and important change into our market, for the betterment of current and future retired Australians.

Important reading for any serious financial advisor in Australia.”

David Haintz
AM Principal
Global Adviser Alpha Pty Ltd

“This book is a must read for planners throughout Australia. David Orford and his team have been trail blazers in the area of lifetime annuities. Their knowledge is extensive.

This is the new emerging market and those who embrace it will be well rewarded as indeed will their clients with peace of mind and a better quality retirement.

I have always been interested in this product solution as I believe that it is in a retiree’s Best Interests to include in their retirement plan, particularly for those poor at budgeting or with relatively low retirement assets and who qualify for the Age Pension.”

Peter Hawks
Annuity Brokers of Australia P/L

“Retirement planning in Australia has entered a new world. The time is therefore ripe for this book, which explains the new opportunities for planners and their clients.
New SIS regulations introduced in 2017 makes it possible to invest superannuation money into a wider range of new product categories. Favourable changes to the Age Pension Assets and Income tests were later introduced to encourage the use of certain product types. Although new products have taken time to make it onto the market, they are now appearing in approved product lists.

By using the new range of products, often in conjunction with existing products, your clients can spread some or all of their financial capital over their own indeterminate lifespan. They provide an income that can meet their spending plan. For your clients, it can be the financial magic pudding – although it will not outlive them.

It may be difficult to believe that regulatory changes can offer new opportunities – but in this case they do. I can recommend the book to everyone who wants to take advantage of the new possibilities for the benefit of their clients. Welcome to a whole New World.”

Dr Anthony Asher
Associate Professor, School of Risk and Actuarial Studies,
University of New South Wales (UNSW)
Convenor of the Actuaries Institute Retirement Income Working Group

The views expressed above are personal and do not necessarily reflect those of UNSW nor of the Actuaries Institute.

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HILL, Casey

ISBN 978-1-923088-53-5
PAPERBACK

I am Magic

A desire for inner peace

An idea that I couldn’t get out of my head until I wrote it all out and put it on paper. Being an Aries and manifesting generator, I lose interest and get bored of things easily but for some reason this obsession with birthing this creation just didn’t leave. So, I knew I was on the right path. I’m not going to lie and say it’s been easy; I’ve been triggered heaps and I have avoided and procrastinated a lot because I had so many limiting beliefs blocking me that I have been able to work through.

Why me? How could I make this more than just an idea? You are not good enough to be this person?

I was so fixated on the negatives and the idea of it selling and making money from it. That energy never felt right with me or the reasoning behind it. So, I changed my perspective after doing some reflecting and realised this was healing me a gift to my inner child. Because I am the most important person in my world, I deserve everything I dream of and so much more. To have no one to follow in their footsteps is extremely difficult, but it’s also so empowering because I get to choose who inspires me, I get to inspire myself and even more importantly I get to create a world exactly the way I want it to be. I get to be everything I ever needed someone to be for me.

My self-worth has grown, my capacity to be seen has grown, my capacity for action and output has grown, my self-belief has grown and my desire to have it all feels possible.

So, this is a gift to you, your permission to believe, and your permission to follow your heart to find your own inner peace.